File Reviews: The Who, What, When, Where, and How to Conduct One

File reviews can be an effective tool in reducing workers’ compensation program costs. This is a chance for all interested stakeholders defending a claim to get together, discuss a stratagem, and implement it effectively. Now is the time to use one or change your process to ensure it is used effectively.

Who is Involved in a File Review?

The file review should include the interested stakeholders in defense of the workers’ compensation claim. There is no limit to attendees, but invitations should include the people who can impact it.

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A file review should be non-confrontational and are not designed to place blame.

What is the Purpose of a File Review?

A file review is designed to review cases, examine trends, and implement a course to drive a specific claim toward settlement. There is no specific frequency to have such reviews. Reviews should involve claims determined beforehand so all participants can come to the meeting prepared. It is preferable to have these meetings in person.

When Do You Need a File Review?

A file review should occur with some frequency that encourages all interested stakeholders to think about claims and drive them toward settlement. They can also take place on an ad hoc basis. Indicators that a file review may be necessary can include:

These are some instances where it may be the right time to hold a file review.


Where Should a File Review Take Place?

File reviews are best held in person. This should also be a physical location that is convenient to everyone. Having this occur at the employer’s workplace is an excellent idea as it allows all interested stakeholders to observe the firm environment and culture. Things that should be covered during a file review include:

How to Conduct a File Review?

There is no right way to conduct a file review. Essential items to keep into consideration include:

Why are File Reviews Necessary?

The value of file reviews should be self-evident. It presents a chance to all interested stakeholders to get together and drive claims toward settlement.

Conclusions

Now is the time to conduct effective file reviews within your workers’ compensation program. A file review is an opportunity for all interested stakeholders on the defense side of the claim to meet in person, improve their skill sets, and develop creative solutions to resolve claims. It also allows for developing relationships that are key in running an effective program.

Author Michael Stack, CEO Amaxx LLC. He is an expert in workers’ compensation cost containment systems and helps employers reduce their workers’ comp costs by 20% to 50%. He works as a consultant to large and mid-market clients, is a co-author of Your Ultimate Guide To Mastering Workers Comp Costs, a comprehensive step-by-step manual of cost containment strategies based on hands-on field experience, and is the founder & lead trainer of Amaxx Workers’ Comp Training Center, which offers the Certified Master of Workers’ Compensation national designation.

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